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Daniel Chang is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Ins. Lic. #0G26244), IL, KS, MA, MD, MI, MN, MO, NC, NJ, NV, PA, TX, VA and MA. No insurance business may be conducted outside these states referenced.

Daniel Chang is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC (Member FINRA/SIPC, A Licensed Insurance Agency and a New York Life Company, 675 Placentia Ave Suite 250, Brea, CA 92821 . In this regard, this communication is strictly intended for individuals residing in the state of California (CA Ins. Lic. #0G26244), AZ, MD, MA and NV. No offers may be made or accepted from any resident outside the specific state referenced. NYLIFE Securities LLC is a New York Life Company.

Daniel Chang is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the state(s)s of CA. As such, these services are strictly intended for individuals residing in said states.

Neither New York Life Insurance Company, nor its agents provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.